The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic.